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What we do
We provide ongoing financial planning, tax planning and investment management for people in or near retirement, for a flat annual fee
Why we're different
We proudly differentiate ourselves from typical advisors:
We specialize in retirement planning
A lot of advisors try to be all things to all people - we don't. Our expertise is specifically in helping you make the most of your finances before and during retirement
We do tax planning
Most advisors aren't willing or able to do tax planning. We incorporate careful tax minimization planning into all aspects of our services
We're independent
We're a standalone company not affiliated with any banks, brokerages or insurance companies. This allows us to offer truly comprehensive advice without restriction or pressure to make certain recommendations
Our fees are clear and fair
We're "fee-only," which means we don't sell products for commission and don't receive any form of compensation from anyone other than you. Furthermore, we charge a flat annual fee that is NOT a percentage of the size of your investable assets
We're fiduciaries
Unlike many advisors or financial salespeople who are affiliated with banks, brokerages or insurance companies, we're regulated solely as fiduciaries. This means we're ALWAYS required to act in YOUR best interest
We understand Social Security
We have in-depth knowledge of how to maximize Social Security benefits, which are likely to be a critical part of the foundation of your retirement
We're credentialed
In addition to having relevant education, professional and academic experience, we have obtained industry designations focused on tax-efficient retirement planning & investment management:
- CFP® - CERTIFIED FINANCIAL PLANNER®
- CPA - Certified Public Accountant
- EA - IRS Enrolled Agent
- CFA - Chartered Financial Analyst
- RICP® - Retirement Income Certified Professional®
- TPCP® - Tax Planning Certified Professional®
We work virtually
Our physical office is in New Jersey but we're able to provide our full suite of services virtually thanks to our use of best-in-class systems and software
Next steps
- Check out our Services & Fees
- Learn more about Who We Are
- Read our monthly Newsletter
- Follow our contributions In the News
- Check out lots of retirement planning Free Resources
We're currently at capacity with the number of people we can serve and are therefore not taking on new relationships at this time. However, we anticipate we may be in a position to add new clients in 2027. If you have interest in having a more formal introductory call with us when we do begin taking on new relationships again, you can use the orange button below to provide some information about yourself. We'll keep record of your submission and will get back in touch with you when we begin scheduling intro calls, which we currently anticipate will be around mid-2027. Thank you for your consideration and understanding!